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Everyone

Kotak Mahindra Bank Ltd.

Lollipop

Open Your Online Zero Balance Savings Account with Kotak 811 instantly!
Welcome to Kotak811’s instant online savings bank account opening app where you can open an online savings bank account in just 2 minutes*. Once you finish the account opening process, you can start online banking immediately on the Kotak Mobile banking app.

The Kotak811 instant savings account app is powered by technology to make banking on your phone secure and easy.

With the Kotak811 online savings account, you get amazing features such as:

Zero balance account 
With the Kotak811 zero balance saving account, you can utilize your savings balance without stressing about the non-maintenance charges.

Upto 7%* p.a. interest on savings account with ActivMoney
The Kotak811 zero balance savings account offer FD like interest rate of upto 7%* p.a. on your savings with their ActivMoney feature. So, if you have just started managing your own finances, this is a great option for you.

Transfer funds to a contact easily through their mobile number 💸
Save time and effort with the Kotak811 online savings account’s easy fund transfer feature. Pay a beneficiary instantly in your contact list with just their mobile number. Zero paperwork required. 

Use KayMall to book tickets via Goibibo and shop via Flipkart
Enjoy access to KayMall, Kotak Mahindra Bank’s one-stop online mall for all your shopping and travel needs, with Kotak811 savings bank account. It offers easy and faster transactions.

BillPay for mobile recharges, DTH payments, and other bills
Paying mobile, DTH and other bills is instant, safe and easy with Kotak811 online savings bank account. The BillPay feature is secured and can be used anytime, anywhere.

FASTag recharge
With the Kotak811 online savings account, you can recharge your FASTag easily and quickly.

Virtual Debit Card and 811 #DreamDifferent Credit Card
With Kotak811’s online savings bank account, you can avail a free Virtual Debit Card instantly and enjoy online shopping. You can also apply for an 811 #DreamDifferent Credit Card with zero paperwork, zero credit score and no joining & annual fees. Use the card and earn 2 reward points on online spends.

And a lot more.

What if you already hold a Kotak bank account?
If you are already a Kotak Mahindra Bank member, you can download and use our main Kotak Mobile Banking app directly and enjoy the benefits of online banking.

Why should you open your account via the Kotak811 app?
The benefits of opening your Kotak811 account via the instant account opening app are:
•	Easy account opening process with zero paperwork
•	The convenience of opening an account anywhere through your phone with just a few clicks
•	Access to a free virtual debit card (Debit Card details are given in-app to use for online transactions)

While opening an online savings bank account on the Kotak811 app, you will require only the following two documents:
-	Aadhaar card*
-	PAN card 

Bank the smart way with Kotak Mahindra Bank’s online zero balance savings account. Download the Kotak811 – Instant Savings A/c app today!

To ensure the smooth functionality of our app, Kotak Bank requires the following permissions -

- Access to Phone
- Access to Internet, Network and WIFI

Our banking app is securely encrypted.  Rest assured, your data is safe with us. Kotak Mahindra Bank does not share any information with a third party without your consent or initiation.

*W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs.50 Lakhs will earn 4% interest p.a. Daily balance in Savings Account up to Rs.50 Lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Residents Accounts only. The interest rates are subject to change. Visit www.kotak.com for the latest information on interest rates.
*Providing Aadhaar is voluntary

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